Park Model Trailer Insurance
Your park model trailer helps protect you from the elements and allows you to travel wherever you want to go! It’s essential for you to protect your park model trailer as well with insurance coverage designed specifically for RVs.
Park Model Trailer Insurance
Your park model trailer helps protect you from the elements and allows you to travel wherever you want to go! It’s essential for you to protect your park model trailer as well with insurance coverage designed especially for RVs.
What We Cover
- Coverage for items that are in your trailer that are normal to all trailers (40% of the total trailer value with the option to increase), and for detached private structures (10% of the total trailer value with the option to increase)
- Debris removed
- Extended warranty on appliances
- Locks replaced
- Golf cart coverage of $5,000
- Frozen food replaced
- Interested Party Rate Protector – covers extra costs to refinance the property if interest rates go up
- Pet injury coverage
- Deductible options from $500 to $10,000
Options & Discounts
You can add:
- One of the three settlement options: Replacement Cost coverage, Replacement Cost Plus coverage and Guaranteed Replacement Cost coverage – ask us if you qualify for any of these coverages
- Disappearing deductible
- Water Protection coverage (Overland Water and sewer back-up)
- Premises Liability up to $5 million – helps protect you from legal action related to injury or property damage while they’re using the trailer
- Extended liability for golf carts
- Attached Structures – defined as the exterior fittings of the unit, such as decks, patios, aftermarket awnings
Discounts
Claims Free
Multi-line
Explorer RV Club
Burglar Alarm
4 things to know about our insurance for park model trailer
4 things to know about our insurance for park model trailer
When it comes to paying claims, your policy offers the option to get the cost of a brand-new model (even if it costs more than the policy limit) with Guaranteed Replacement Cost.
When it comes to paying claims, your policy offers the option to get the cost of a brand-new model (even if it costs more than the policy limit) with Guaranteed Replacement Cost.
You can get more than the standard industry coverage for your trailer, such as contents coverage and items normally kept on your campsite.
You can get more than the standard industry coverage for your trailer, such as contents coverage and items normally kept on your campsite.
If a road trip runs into trouble, we’ll help cover emergency vacation expenses to help get you home or back on the road.
If a road trip runs into trouble, we’ll help cover emergency vacation expenses to help get you home or back on the road.
There’s no up-front deductible to pay at all after five claims-free years in a row.
There’s no up-front deductible to pay at all after five claims-free years in a row.
Looking to Get a Quote on Your Park Model?
Get a park model insurance quote in minutes.
Looking to Get a Quote on Your Park Model?
Get a park model insurance quote in minutes.
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