Small Business Insurance

Your small business is a project that you’ve invested your time, resources and passion into. Protect with a commercial insurance policy catered to meet all your business needs.

Standard Coverage:

Whether your small business specializes in business and professional services, contracting or retail, our standard small business policies include:

  • Property
    • Coverage for your building, stock, equipment and utility services and signs.
    • With additional extensions to this coverage, you can include:
    • Environmental updates
    • Landscaping and growing plants or flowers
    • Business contents that are away from premises
    • Valuable papers
    • Accounts receivable

Note: This overage is not mandatory for contractors.

  • Liability
    • Protection from bodily or mental injury
    • Property damage
    • Personal and advertising injury
    • Tenants’ property damage
    • Voluntary medical payments
    • Non-owned auto and legal liability for damage to rented autos

Optional Coverages:

  • Business Income

Protection against lost income due to loss, damage or business interruption.

  • Equipment Breakdown

Coverage for important systems such as computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and more.

  • Crime

A broad range of coverages including money, securities, counterfeit currency, forgery, alteration, electronic fraud, professional fees and more.

  • Inland Marine

Coverage for contractor’s equipment and tools that are off-site.

  • Accident

This coverage will help pay for medical and out-of-pocket expenses due to an accidental injury.

Do you have any questions? Give us a call at 1.844.929.4768 and we’ll help answer them.

Note: This is only a general description of coverages. All coverages are subject to policy provisions, exclusions and endorsements.