Restoration Shop Insurance

As a restoration shop owner, you've invested a lot of time, effort and love into making your business successful. So protect your hard work with a great commercial policy that not only covers your unique insurance needs, but also doesn’t leave you vulnerable to any risk or challenges.

  • Agreed Value Coverage for Client Vehicles

Affordable coverage for customer cars while in your care, custody or control through every stage of the repair, rebuild or restoration. In the event of a covered total loss, your client will be compensated for the agreed value at the time of loss, up to your policy limit*. (Includes the vehicle’s initial value plus your time, labour and materials to date.)

  • Transit Coverage

Protection during test drives, transit to other specialty shops, trailering to shows and delivery.

  • Show and Exhibition Coverage

Physical damage coverage for your clients’ vehicles when in your care, custody or control, including while finished cars are on display.

  • Tool Coverage

Coverage for employee-owned tools used in your shop, up to your policy limit.

  • Full Package of Options
    • General liability
    • Building and property
    • Umbrella coverage
    • Damage to customer auto
    • And more

*Any deductible and/or salvage value if retained by the owner will be subtracted from the total amount paid.

Do you have any questions? Give us a call at 1.844.929.4768 and we’ll help answer them.

Note: This is only a general description of coverages. All coverages are subject to policy provisions, exclusions and endorsements.