Antique & Classic

Automobiles that are at least 25 years of age, including commercial weight collectible automobiles such as: retired military trucks, retired semi/dump/tow/trucks, and retired farm tractors.

All policies include:

  • Guaranteed Value (formally known as Agreed Value)
    • Guarantees that the agreed amount will be paid out in the event of a total loss.
  • $750 in coverage for spare parts
  • $500 for car covers
  • Waived deductible for glass repairs
  • Automatic New Ride Coverage
    • Physical damage coverage for 14 days on a new collector vehicle purchase - up to $50,000 

Optional add-ons:

  • Roadside Service Designed for Classics
    • Hagerty Drivers Club™ was created to make the experience of owning, driving, and loving your collector vehicle better.  It includes guaranteed flatbed towing and full-service dispatch to help with everything from lock outs to tire changes, battery jumps, emergency fuel delivery and more.
  • Cherished Salvage
    • This coverage allows you to retain your vehicle without a deduction for the salvage value in the event of a total loss.
  • Evacuation Expense
    • Provides you with reimbursement for 50% of the reasonable costs incurred to move and/or store your vehicle to protect it from loss or damage caused by an "emergency condition".
  • Vehicle Under Construction Endorsement
    • The coverage automatically raises the insured value of your vehicle under restoration by 10% every quarter to keep up with the work being done, to a maximum of $25,000 above the Guaranteed Value*. 
    • This includes $250 in coverage for automotive tools. 

Do you have any questions? Give us a call at 1.844.929.4768 and we’ll help answer them.

*The value will return to it's original Guaranteed Value at renewal unless you request a value increase and we agree to that new value.