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Small Business Insurance

Your small business is a project that you’ve invested your time, resources and passion into. Protect with a commercial insurance policy catered to meet all your business needs.

Small business insurance basic coverage
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Standard Coverage

Property

  • Coverage for your building, stock, equipment and utility services and signs.
  • With additional extensions to this coverage, you can include:

  • Environmental updates
  • Landscaping and growing plants or flowers
  • Business contents that are away from premises
  • Valuable papers
  • Accounts receivable
  • Note: This overage is not mandatory for contractors.

Property

  • Coverage for your building, stock, equipment and utility services and signs.
  • With additional extensions to this coverage, you can include:

  • Environmental updates
  • Landscaping and growing plants or flowers
  • Business contents that are away from premises
  • Valuable papers
  • Accounts receivable
  • Note: This overage is not mandatory for contractors.

Liability

  • Protection from bodily or mental injury
  • Property damage
  • Personal and advertising injury
  • Tenants’ property damage
  • Voluntary medical payments
  • Non-owned auto and legal liability for damage to rented autos

Liability

  • Protection from bodily or mental injury
  • Property damage
  • Personal and advertising injury
  • Tenants’ property damage
  • Voluntary medical payments
  • Non-owned auto and legal liability for damage to rented autos

Optional Coverages:

Business Income

Protection against lost income due to loss, damage or business interruption.

Equipment Breakdown

Coverage for important systems such as computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and more.

Crime

A broad range of coverages including money, securities, counterfeit currency, forgery, alteration, electronic fraud, professional fees and more.

Inland Marine

Coverage for contractor’s equipment and tools that are off-site.

Accident

This coverage will help pay for medical and out-of-pocket expenses due to an accidental injury.

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      APPLICANT DETAILS

      EVENT/PROMOTION DETAILS

      Prize Indemnity Insurance is written in partnership with EPA Ultimate Concepts. EPA Ultimate Concepts (A Division of Wayfarer Insurance Brokers Limited) is a
      wholly owned subsidiary of Aviva.
      This is not an insurance policy.
      To bind a policy, a full quote is required and the risk must meet all underwriting guidelines.

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          APPLICANT DETAILS

          EVENT/PROMOTION DETAILS

          Prize Indemnity Insurance is written in partnership with EPA Ultimate Concepts. EPA Ultimate Concepts (A Division of Wayfarer Insurance Brokers Limited) is a
          wholly owned subsidiary of Aviva.
          This is not an insurance policy.
          To bind a policy, a full quote is required and the risk must meet all underwriting guidelines.

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