

Small Business Insurance
Your small business is a project that you’ve invested your time, resources and passion into. Protect with a commercial insurance policy catered to meet all your business needs.
Standard Coverage
Property
- Coverage for your building, stock, equipment and utility services and signs.
- Environmental updates
- Landscaping and growing plants or flowers
- Business contents that are away from premises
- Valuable papers
- Accounts receivable
With additional extensions to this coverage, you can include:
Note: This overage is not mandatory for contractors.
Property
- Coverage for your building, stock, equipment and utility services and signs.
- Environmental updates
- Landscaping and growing plants or flowers
- Business contents that are away from premises
- Valuable papers
- Accounts receivable
With additional extensions to this coverage, you can include:
Note: This overage is not mandatory for contractors.
Liability
- Protection from bodily or mental injury
- Property damage
- Personal and advertising injury
- Tenants’ property damage
- Voluntary medical payments
- Non-owned auto and legal liability for damage to rented autos
Liability
- Protection from bodily or mental injury
- Property damage
- Personal and advertising injury
- Tenants’ property damage
- Voluntary medical payments
- Non-owned auto and legal liability for damage to rented autos
Optional Coverages:
Business Income
Protection against lost income due to loss, damage or business interruption.
Equipment Breakdown
Coverage for important systems such as computers, photocopiers, production machinery, heating and air conditioning, point-of-sale (POS) systems and more.
Crime
A broad range of coverages including money, securities, counterfeit currency, forgery, alteration, electronic fraud, professional fees and more.
Inland Marine
Coverage for contractor’s equipment and tools that are off-site.
Accident
This coverage will help pay for medical and out-of-pocket expenses due to an accidental injury.

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